PM Jan Dhan Yojana: If you are a Jan Dhan Bank account user or have not yet opened one, we have a good news for you. The central government has introduced an extraordinary scheme that has caught everyone’s attention – Jan Dhan Yojana Payment. Launched in 2014, Jan Dhan Yojana is a significant government initiative that can prove to be very beneficial for you. In this article, we will study the details including the benefits of this scheme and how to apply.
PM Jan Dhan Yojana 2023 | PM Jan Dhan Yojana
Pradhan Mantri Jan Dhan Yojana is a government scheme aimed at providing financial assistance to individuals who do not have bank accounts. This program provides various services, such as banking facilities, insurance coverage and pension schemes. By 2023, an estimated 48.70 crore people have opened accounts under the scheme, of which 32.96 crore individuals have received Rs debit cards. The scheme has successfully opened 32.48 crore accounts for both urban and rural population.
Availability of PM Jan Dhan Yojana
Under the Pradhan Mantri Jan Dhan Yojana, eligible account holders get a subsidy of ₹10,000 from the government. You can withdraw this amount even if there is no balance in your bank account. To avail this opportunity, you can open an account under this scheme today. We will provide you complete information on how to open an account, so that you can take immediate action and benefit from this attractive scheme.
How to open an account in Jan Dhan Yojana ?
To open an account under Pradhan Mantri Jan Dhan Yojana, you should be between 16 to 59 years of age. You can apply for an account online or offline by visiting any bank. Both government and non-government banks across the country facilitate account opening under this scheme. By opening an account, you become eligible to receive the monthly assistance amount and interest on the deposited amount. Additionally, account holders are entitled to an insurance coverage of Rs.2 lakh.
Required Documents for Jan Dhan Yojana Account
To open an account under Jan Dhan Yojana, you will need the following documents:
- aadhar card
- mobile no
- Email Id
- Bank Passbook
- Passport size photograph
- PAN card
How to Apply for PM Jan Dhan Yojana ? (How To Apply PM Jan Dhan Yojana )
To check your Jan Dhan account balance, you can either visit the official portal or use the missed call service. If you have a Jan Dhan account with State Bank of India, you can simply give a missed call on 8004253800 or 1800112211.
Additionally, you can dial 18004253800 or 1800112211, select your preferred language and press one to check your account balance and view the last five transactions. This process will provide you the desired information.
Various banks offer Jan Dhan Yojana accounts including HDFC Bank, Axis Bank, ICICI Bank, Yes Bank, Federal Bank, ING Vysya, Kotak Mahindra, Karnataka Bank, IndusInd Bank and Dhanalakshmi Bank. These banks provide Jan Dhan account opening facility.
Note: This article is written for informational purposes only, check the official website for more information
FAQs – PM Jan Dhan Yojana
What is PM Jan Dhan Yojana?
PM Jan Dhan Yojana is a government scheme that provides financial assistance and banking services to people who do not have bank accounts.
Can I withdraw ₹10,000 even if my bank account has no balance?
Yes, you can withdraw ₹10,000 even if you don’t have a balance in your bank account.
Is there any age limit for opening an account under Jan Dhan Yojana?
Yes, the age limit for opening an account is between 16 to 59 years.
Can I open a Jan Dhan account in a non-government bank?
Yes, you can open a Jan Dhan account in both government and non-government banks across the country.